Bills Piling Up?
Is your rent or mortgage looming? Food and gasoline prices increasing? Barely making it from paycheck to paycheck? Making adjustments given personal circumstances in an ever changing economy can be a challenge. Managing bills is not easy. Being in debt is not fun. In fact, it’s one of the most salient stressors of modern life, and dealing with its elimination can be an anxiety-inducer in itself.
It’s More Than Just Dollars and Cents
When a person is in debt and they are working with someone who is trying to help them get out of debt, it’s important for them to know that the person they are working with understands their situation. We know what it is like to be where you are. We know what it’s like to feel like you’re drowning, to have bills in the mail that seem to come daily, to having credit cards maxed out and decline each time you try to use them. We know what it’s like to only pay the minimum balance, knowing that the interest and potential penalty is more than what you just paid. We know what it’s like be out of work and turn on the computer to see if anyone has responded to your resume today, to go on an interview with a gas tank on empty, wondering if and when rent will be paid this month. We understand how it feels to have your heart drop when you hear the telephone ring, knowing it’s another bill collector harassing you or your spouse for payments that you can’t make.
Being in debt is much, much more than a financial situation…It’s also an emotional experience. And while we are by no means psychiatrists or therapists, we do understand what it feels like to be “that guy” or “that girl”, and it’s important for you as our potential client to know that we truly understand what you are feeling…and more importantly, that we know what to do to help you pull out of the situation successfully.